In contradictory event, morningstar still suggest this one to be...

In contradictory event, morningstar still suggest this one to be undervalued. Anyways I plan to hold this for a year or so.
They are trying to expand to new markets and have been quite successful in establishing their business model in UK since 2013.
Additionally their recent big collaborations like Allianz in Ireland, proves that they have got good contacts and recognition in insurance industry, which is their primary way of targeting markets. Allianz is quite global, and even though they havent collaborated yet on a global scale , but its a good probability that they may add a lot of users very quick.
Additionally they have been generating decent revenue over the past few couple of years and one of the very few industries where the pandemic actually helped. Most of the folks are aligned and have accepted with remote working model now.