"not sure how they can claim that a churn of 8-10% (by number of merchants or value of transactions) could be considered low"
considering that some 12% of businesses go bust every year, I'd say that's not too bad
https://www.abs.gov.au/statistics/economy/business-indicators/counts-australian-businesses-including-entries-and-exits/latest-release
Ann: Preliminary Final Report, page-17
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