Ann: Preliminary Final Report , page-24

Attention ID76,
Your post below shows you think that if 70% earnings/ FTE/05 could be achieved in 09 that would be a good signal

I've been looking for credit corp to make more significant changes in the way they operate because i believe its potentially a big winner if the operational structure can be developed back to a point where the earnings per operational staff member get up to even 70% of what they had in their peak performance period.

Referring to my previous post, do you think the figure i have come up with of 75% presently is approximately correct based on the figures in your post.

RAB