Ann: Profit Warning, page-2

According to the Group’s unaudited consolidated financial statements for HY23 and other information, the board of directors of the Company (the “Board") is expected to record a decrease in its unaudited consolidated profit attributable to members of the Company by not less than 50% as compared with that reported for the corresponding period. The decrease was primarily due to (i) the increase in employee benefits, (ii) the increase in cost of development of individual BNPL services,

sigh….