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IAM & HUB are in different market segments. IAM is probably more...

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    IAM & HUB are in different market segments. IAM is probably more of a combo of Beepo (outsourcing) & COIN (financial planning software).

    HUB is a wrap platform.

    They're more complementary then competitive. e.g. a financial planning firm will provide advice to customers using IAM's product & service and then implement the advice via HUB24.
 
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