Ann: Q1 FY21 Business Update, page-17

I don't know whats scarier, you admitting that Afterpay has reached maturity in Australia with a $27B market cap and no where near the revenue/growth to justify the multiplies.. plus JobKeeper ending soon, reduced spending from March onwards.

Or the US will be dominated by PayPal. The US market will use the services in this order, PayPal, Quadpay and then Afterpay.. enjoy the growth besides PayPal cause you issues.