They started out originally some time ago with assertions of...

They started out originally some time ago with assertions of income as 3% of MSV, but that has been pared back to the present 0.9%, down from 1.3%, so there is a strong chance that the market does not like this element. In this latest report they said that the 0.9% is not indicative because of some significant changes to merchants, so the next qtly may reflect that and you can draw your own conclusions. If the $800 mil MSV goal is reached and 1% as income to MSV ratio was used to create $18 mil revenue, the company would still not have enough income to cover its expenses, which were $32 mil last year. That shows the magnitude of the challenge.