More info on our gorilla competition Apple Pay laterUsers will now have the option to pay for purchases between $75 and $1,000 in four payments over six weeks with no interest, fees, or impact on their credit.
The feature was previously available on an invite-only, early-access basis since March. Apple’s original announcement of Pay Later originally had the minimum purchase at $50, but tests by Gizmodo saw the new minimum at $75.
Apple provides the liquidity in Pay Later services, unlike the Apple Card which is backed by Goldman Sachs. Bloomberg reported last year that a subsidiary owned by Apple, Apple Finance LLC, will handle the lending for the “buy now, pay later” division. Though Apple customers may be used to receiving credit through Apple, this is an entirely new ball game for the tech giant.
Pay Later still works through the Mastercard Installments program with Goldman Sachs as the issuer of payment credentials, according to Apple. Goldman’s partnership with Apple recently came under fire internally when it was reported a partner at the Wall Street giant told colleagues that “we should have never done this f—ing thing.”
LOL
gizmodo.com/apple-pay-later-is-here-to-lend-you-money-1850957483
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