let me be clear, for the sake of the apt ~$10 fee (had it been available at the time) i personally would not have opened another bnpl account (zip)
I have been clear amd said mutiple times i think the zip pay anywhere is better for customers as they can avoid the fee.
you say youd rather have zip in ANZ over apt due to ability to avoid the fee?
so would that same logic apply in USA where apple has no fee?
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