Which is positive. They intentionally started slowly to get a feel for the market, the strategy they wanted to adopt re sales, and knowing that a year ago funding wasn't available so didn't want to go out on a limb.
And now that they're comfortable with their processes and strategies, and have Australia making large cash surpluses, they are comfortable with a material ramping up.
In essence, it's been very well managed IMO.
Re Pillar 3, I'm actually highly doubtful it will be successful. That said, I believe the market is too as there's no premium in there for it at all. The market isn't even pricing in Pillar 1 continuing to grow near current rates. Yet the company believes growth rate will increase.
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