as I’ve said
data can be manipulated and narratives made to suit the bias
without comparing to peers the % growth rates are a misleading indicator however I’m fairly confident Klarna, Afterpay and affirm are growing at both strong rate and volume, than zip.
they too may show slowing, as data for Christmas period showed a slowing sales too - so it into makes sense that the data of sales and shopping supports zips figures.
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as I’ve saiddata can be manipulated and narratives made to suit...
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