I have no ill will towards most holders. Just a selective few like tardinator and so on who likes to attack dissent. And I'm not interest in trolling. Just a few observations:
1. Risk management of Z1p is not the best. it's not bad, but still tens of basis point worse than apt. For a low margin high leverage business,20 basis points can be the difference between profitable and not. This is the major risk,and not offering detailed breakdowns for expansion market is a big red flag for me.
2. Internally Z1p does not seem to be too worried. They are still hiring and dishing out 200k offers for Software engineers.
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