Given the apparent significant drop off in Retail buying in December (as touted non-stop by Goodfella and his cronies) this is an incredibly good result.
Bad Debts are forecasted to trend down as seen in the Arrears, If you don't understand the correlation it's actually explained in the report so try reading it first before spouting shit.
Also great to see ANZ with better growth numbers as previous quarters have been slowing
UK is ramping up also
Lot's to like about this
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