I think you hit the nail on the head. You don’t want to have...

I think you hit the nail on the head. You don’t want to have joes cafe financing lattes and asking for help all the time. Or having unhappy customers because they didn’t realise the whole price of a short black would be held on their credit card.

They are looking for scale and network effects from customers / partners who can increase higher value customers from their own marketing. Splitit then looks after the tech and connectivity and manages the main relationships.