COG 2.14% $1.15 cog financial services limited

EPY will exceed expectations in FY24, they've set the bar very...

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    EPY will exceed expectations in FY24, they've set the bar very low.

    COG has the same problem as every other small lender that didn't hedge interest rates, historical loans lent with fixed rates vs rising interest rates squeezing margins.
    Next year should see the opposite with a tail wind inflating margins.
 
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