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I actually see the growth in average size loans with extended...

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    I actually see the growth in average size loans with extended loan payment this will help growth. Usually after 5/6 regular payments your credit gets assessed- presumably upwards with good repayment history.

    I like the management especially looking internally for high margin, revenue economics such as CL.

    The business having this type of data is really valuable too. Having someone’s spending habits, literally tied into the bank can be leveraged into many other forms of financial.
 
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