With these decent channels now open to them, I think they're...

With these decent channels now open to them, I think they're misplacing their services, praying for miraculous revenues from either lending or B2C. But so little for the software, so little from payments. Lending was the way, until it was not. For whatever unexplained reason. That DW is just not being deployed and there are reasons to question whether it is available at all. The potential wallet of associated revenues is something like $35mio x (22% - 90% x 10%) or $4.5mio per annum. And there has been no growth at all in lending for now a year ($14 vs $11mio drawn). Now we're waiting for the B2C component to miraculously kick in, at some point. Bottom line they have no idea how to make money and they're been buying SH capital for years. Crazy stuff.