Ann: Quarterly Activities/Appendix 4C Cash Flow Report, page-4

"In my opinion, Peppermint’s current share price does not represent the true value of the Company’s
status as a officially recognised Non-Bank Financial Institution (NBFI) in the Philippines that holds a
financial lending licence granted by the SEC. It also holds an Electronic Money Issuer (EMI) licence
awarded by the Central Bank, a strategic partnership agreement with leading cooperative federation
MASS-SPECC to deliver digital financial inclusion and owns the significant offering now being delivered
by our AI & CX business division.
"We are implementing a program to increase our level of investor relations activitiesin FY25 to further
promote our Company to both current and potential shareholders and stakeholders, with the aim to
ensure Peppermint's true value is recognised."