Just also when we break up the cash outflow or expense forecast,...

Just also when we break up the cash outflow or expense forecast, R&D, Product cost, Advertising&Mkting were fairly steady or slightly increased QoQ, 90% cost comes from admin and staff cost. Comparing those two major costs Q4 against Q3, we have 700k&650k increment respectively. Presuming the staff cost were due to the recruitments for new insurance division and some other VP positions within the business.
Back to admin cost, Deprn's and amortization and professional fees and all other overheads were sitting here, assuming the completed of the acquisition on Q4 was contributing this.

I wouldn't expect cash flow break-even this year, however, unless management going to roll-out multiple more products or divisions anytime soon, we should see the cost go a bit flatter through the year.