SWF selfwealth limited

No. They have control over the advertising costs. I expect...

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    No. They have control over the advertising costs. I expect sign-ups would have been 10k+ even if they didn't increase advertising. The ads just provided some incremental growth, accelerating it all a bit. So you can see how they're prioritising growth over immediate cashflows.

    When ads peaked in 2018, they were inefficient or expensive (eg. AFL ads) and sign-ups were just 1-2k per quarter.

    Sign-ups are now 9-13k per quarter (+12.3k this quarter, mostly referral, I think). So the ads are more affordable now.
 
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