Ann: Quarterly Report (Appendix 4C) - Q2 FY20, page-34

Wow....

I didn't know that the company has US$50Million available to fund further expansion.

"Well-funded with US$18.3M net cash, plus a further US$32m of unused borrowing capacity to fund further growth"

Money is not restricting acelerated growth.

New brands since the beginning of July: post quarter including Puffy, Waves, Braun, OCM and Ecosa

The company is on an amazing growth trajectory.

Credit regulations won't impact SPT and perhaps slow down other BNPL. I think we are invested in the right BNPL business.

Hope to hear soon some news about the product roll-out with Visa.

Looks good to me.

K