They have really intensified that loan book. I guess when money...

They have really intensified that loan book. I guess when money is so cheap to borrow and people don't have any - I would assume that they have been a little more flexible on there Matrix from a lending prospective to gain some further traction - this would have been done prior to look as attractive as possible to investors for the the raise. I do like the story of zip and as a trader I think there is money to make here - I think growing to fast in this area may not be to wise though. I look forward too seeing these reports in 2 years time when that money is being pulled in. But for today - could not ask for a better report.