You don’t understand that SPT has been around for A LOT longer...

You don’t understand that SPT has been around for A LOT longer than APT, Z1P & even SZL.

If Sezzle can achieve huge growth in a short amount of time, what’s SPT’s issue for pathetic growth??

APT average is $200 and can be paid back easily. You talk about millions of unemployed like SPT is immune to it. People in the USA are likely to to be maxing out their credits cards just to pay for the basics. You think they are going to be using it for SPT?

Also, you have your thinking in reverse here. SPT’s problem is they can’t convince merchants to come on board. They have no national merchants of any substance using it’s platform. You can’t expect customers to be using the product if it’s not even offered by major retailers.