Aussie banks are pretty good at what they do. The big banks all have decent apps and already offer instant "peer to peer" transfers. The bank you choose to use is now more so becoming based on who has the best interest rate for savings, Best home loan rates etc. A lot of people also use multiple banks but what's the draw card ffor cash app? Would you adopt cash app solely for a feature that is already available with existing banking?
Ann: Quarterly Report for quarterly period ended June 30, 2022, page-65
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