ZIP 6.05% $1.14 zip co limited..

Ann: Quarterly Report, page-43

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    That's exactly what I mean Bull- If she is able to pay it outright, she wouldn't need to go through Zip Pay (in most occasions). Please note that I understand people still use Zip Pay (or After Pay) even if they have $1 million in the bank just sitting there. I'm just saying I'd rather just buy it outright because I can afford it without having to make fortnightly payments (to Zip Pay or After Pay). But each to their own I guess... Unless I'm accruing points (like most credit cards would have), I don't see a need to go through BNPL if I can just pay it outright without being poor.

    How about Zip do something where consumers accrue points for going through Zip Pay? There's some food for thought haha.
 
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