Ann: Quarterly Update and Appendix 4C, page-10

It must be absolute torture inside your head. You seem like a very anxious, restless person with zero patience. Markets go up and down...that's the nature of the beast. If you are going to crap your pants every time it goes down, you have no business being in the stock market. What you need to foresee is where OPY will be 1-2 years from now. Can you be disciplined enough to just sit tight for a year? If you need the money now, then you are just treating it like a casino. Anyway, I'll leave you with this final thought - (Clipping from a good book)