Ann: Quarterly Update and Appendix 4C, page-8

Just because "Professional investors and insto's" are sitting on the sidelines while the entire BNPL sector is being pummelled, doesn't mean they won't pile in later and that the company's organs are being harvested. Stop being such a downramping drama queen. The whole growth sector across all of the world's markets are in a huge dip. If OPY was down when the growth market was buoyant, then words like yours could be justified.