Ann: Quarterly Update, page-232

agree wholeheartedly with this, the reality is the entire BNPL sector is in its infancy, for Z1P its next real major push will come as we near the end of the year when the QUADPay acquisition nears closing in Q1 2021, until then I expect Z1P to bounce around like a yoyo until the insto's realise they need to hold or stay off the pot, that is potentially at the $10 mark but who really knows at one point they will stop shorting this baby. Regardless I both expect and hope reasonable growth into the future with some bumps along the way.