Hi peejay2,Firstly, apologies for the slow reply - have tried...

Hi peejay2,

Firstly, apologies for the slow reply - have tried numerous times but the HC "post message button remained unresponsive.

Glad you appreciated the humour, and to their credit, Watermark did call me, advised that the KYS(oops KYC) is now quite simple so we will stick with that and see what happens in a year. Our biggest holding is EVN, had that for ~14 years so the divvies are cream, BAP is currently on my radar, somewhat behind SUL. A bob either way is fair assessment, we will know in a year..

Nick