macrae12 the nicest guy on hc

I used to think macrae12 was one who posted an obscure one liner, then IF the rose he would make a silk hanky out of a pigs ear just to get a following.

Maybe I've been following a couple of other posters for too long and have become too cynical.

I now realise macrae12 is here for the better good of the newbies and is genuinely interested in everyone's financial healt.

Thank you macrae12, and I hope you can forgive me.

What a stand up guy you really are ..... I humbly apologize for any angst I've caused you.