Agreed, although their higher volume of "lower ticket, shorter tenure loans" will catch up with them I think and actually effect credit losses. All their "fanboys" spruik new customer numbers as being key but the "quality" of these new new customers has to be questionable. No credit checks, basically "free money", people using dummy e-mail accounts etc....how much rorting must there be.
As a Z1P shareholder I just want some uniformity across the BNPL sector re bad debts/credit reporting.
Ann: RSH: Respiri signs with BNPL provider ZIP, page-35
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