Ann: RSH: Respiri signs with BNPL provider ZIP, page-41

Without going on about it and hijacking a Z1P thread discussing APT I'm still scratching my head re APT's potential future bad debt issue and why it seems to be ignored.

This is my last point on the subject. Facts to consider:
-APT Circa $7bn sales YTD
-Approx 8.5m APT customers
-I agree that debt has reduced YTD by about about $65m (but thats like just under 1% of sales if not mistaken....drop in the ocean)

BUT you agreed/wrote above the following:
-apt credit hurdles seem lower than zip
-they don't perform credit checks. none
-so apt controlling bad debts....and they don't even utilise credit checks

Again, not trying to cause an issue but I don't get how APT will be able to consistently manage/drive down bad debts going forward taking their credit protocols or lack thereof into account.

Just my opinion.