You had to listen to the call for a full explanation.
Margin squeeze due to mismatch between interest rates on certain credit lines & charged to customers.
Under provision on other specific debts plus general provision.
Top line growth was good.
None of the issues are permanent & are solvable.
Forget this years results, they were always going to take a hit.
Ann: Sale of RevRoof Pty Ltd and Credit Loss Provisioning, page-30
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