I dont even know where to start with this post....
1. maybe youre more suited to a low interest offset account.... at least you will save 4% on your mortgage
2. "the eyes of most investors it's not worth jumping in" - not sure who you are referencing here?? surely not the haf dozen posters on a public stock exchange forum?
3. ""the eyes of most investors it's not worth jumping in" - over the past 3 days we have churned 35,000,000 shares with a value of ~$700k... so plenty of investors "jumping in"
Have you ever heard of the saying ""The stock market is a device for transferring money from the impatient to the patient."