Expenses were well under control until the past 1-2 quarters,...

Expenses were well under control until the past 1-2 quarters, since GME backlogs demanded a lot more investment into customer support.

So they were getting good benefits of scale, until deciding to refocus on growth through IT spend/marketing, instead of immediate term cashflows.

So that pushes back the profits, but making them potentially larger.


I think instant deposits may be live for all account types now, but waiting a couple of days before making the announcement (quietish quality assurance).

Then live data due within weeks.

It feels like feature releases may be accelerating somewhat (as it should with so many new IT staff, but with a lot of the IT staff quite new to the job here, so still getting used to it). Hopefully the app improvements get accelerated too. But instant deposits at least was well overdue, and very welcome.