Thx for your acknowledgement @Gwaihir ... I certainly will let you and other people know about my observations re: this company and the INFLUENCERS upon the SP.
There are others on our thread\forum that have mentioned this as well...but maybe not as detailed as i did... I hope we have learnt and acted upon it to make some extra wealth...... I definitely would rather DRi Plan than getting just the cash Divvi, but it also depends on individual circumstances. GLTAH.. Papa..