I don't think the company has given too much detail in...

I don't think the company has given too much detail in presentations, but they have in the past mentioned bank partnerships and physical cards. I don't know whether a partnership would be with a traditional bank or a Neobank or what the partnership would look like but it could surely propel UMS with customers who may already have been de-risked to some extent, as well as maybe take pressure off the reliance on the current line of credit.

There's a good interview here:




https://www.pymnts.com/acquisitions/2023/sezzle-ceo-sees-banks-ramping-up-fintech-acquisitions-in-2024-and-beyond/