Some of these things are sign of market over exuberance - when ppl are just buying without knowing.
You could do worse than UWL - but such basic understanding of what you are doing and reading documents there to assist you is a worry.
Same crowd who after losing their shirt in a downturn will claim the sharemarket is rigged and cry for sympathy.
If you dont know what you are doing but want to invest (which i recommend) save up and every qtr buy broad based ETFs. Set and forget.
UWL Price at posting:
$1.85 Sentiment: Buy Disclosure: Held