Ann: Shareholders to vote on Humm Consumer Finance transaction, page-100

So in summary, the deal is very important to LFS and reading between the lines voting no to the deal will more likely than not result in a higher bid from LFS (risk they will walk away but doesn't seem to make sense that they would). I don't disagree with any of the posts re AA, however this only becomes an issue if the sale is voted down and LFS don't come back with a higher bid. Depends on what you believe AA's motives are - what I still don't understand is why he stood down as Chairman - there was no conflict of interest and he hasn't launched a bid of his own.

Still more to play out, but I'm now inclined to vote no with the expectation a higher offer will materialise from LFS - not without some risk, but given where we are at one worth taking I think.

Two really important points made by Ron:
We are getting the COmmercial business for free, making $30m per year, he expects significant upside for HUM and will hold post transaction.
He will also hold LFS, synergies are good, 10% dividend, significant upside there too.

DYOR, Unc