For something to be 'material' it needs to be an impact of 5% or greater compared to MC.
Some companies choose to make things PS where others (SBW) are happy to fly under the radar and not make it PS just because they can write it in a way that appears PS.
These guys are setting up for big things......and doing very well.
For something to be 'material' it needs to be an impact of 5% or...
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