Correct - so question becomes how much of the $1 billion spend is actually spent in market verses pre-built hotels and tour packages. What % of that market will be AliPay verse WeChat, Union Pay and others plus Visa etc plus cash.
Then what is the margin on transactions. Then you can start to access the revenue impact for SMP.
While Alipay is the major transaction provider WeChat is growing faster and has bigger in store market.
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