Where do you read that there are other agreements that when...

Where do you read that there are other agreements that when combined add some substantial financial resources to Spenda? Anyhow, if there was meaningful value beyond the $152k (precisely) x 2 that has been announced, or in any receivables that has not made it to the bank, then it is clearly up the company to explain all of that clearly. Given they don't, such assumptions are not reliable.
And yes, this announcement is good for the outlook. But it does not solve the financial problem they have, which is that the runway is now about 6 months. They cannot increase lending to a level that makes them a sustainable business. Because they don't have the $$$ but also it would be reckless to underwrite so many new borrowers so quickly without undermining the credit risk they're taking. I don't care how they spin the CR and yes, I am sure they will say this is to increase lending capacity.
In my eyes, this business is about to crash without a CR, an on-going concern really... (-; So characterise it however you want.