It can be underwhelming if the previous year figures were tiny - then any increase is massive in percentage terms (so you don't need to get personal).
I am now out - it is a $600M MC company - I hope they have tricks lined up in their bag for those that are holding - but gee they need to get moving - the BNPL space will contract at some point, MC and Visa (and any other institution issuing CC's) could implement the exact same product - time was always going to be the greatest advantage and they are rapidly losing it.
I loved the idea - still do - but it's just taking too long to get going.
Good luck to everyone holding.
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