TV has explained his understanding of SPT and how it can be used to split paying into instalments. He has also given examples of how other products e.g. banks that offer alternative ways to split a payment into instalments.
AH, Treba and others have given a number of posts about how SPT does this differently and why that has value.
TV (or anyone else) doesn't have to agree or see value in those differences. At this point (or more like a week ago) the conversation is just going in circles. Not everyone has to agree or see the same value in SPT. That's ok. The facts have been laid out. Now it's up to each individual to make their own conclusions based on these and move on. Please, can we move on now ?
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TV has explained his understanding of SPT and how it can be used...
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