Well that doesn't include my four properties with a combined $3m...

Well that doesn't include my four properties with a combined $3m in net equity (I'm not even 40), nor does it include super and other collectibles that are growing in value, and the worth of my business.

Doubt you actually have a boat at Rushcutters, and if you really do a) it does not impress me in the slightest. Boats are for people who end up getting divorced and need to buy friends for company, b) says a lot about your financial planning skills that you pay tens of thousands in mooring fees for an item you rarely use, and c) the Eastern Suburbs is a shit hole that I find zero appeal in.

Maybe instead of spending $50k on mooring fees on your imaginary boat, you could do your IELTS exam. It'll help you in the long run!