think that depends - very individual decision
physical to me is wealth preservation and low vol risk - no sleepless nights
i bought a lot of physical silver in 2017 - stowed it to the point i forgot i had it for 2+ years - currently worth ~2x purchase
miners are wealth creation vehicles - bought well. i ~7xd on ivr and bml in 6 months last year - though a fair amount of that was oppies. id ~10xd at one stage but held the oppies a bit long
but miners are much more tidal
so for me it depends on my aims at the time
i do generally think everyone should have some physical. but i have my own storage capacity - if i had to use a vault id be less interested in physical
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