If you look at the rate of expansion of the secured loan book and the fact Westpac are withdrawing funding it's apparent that existing funds would have dried up about now. This is not good news. Raising capital when the share price is at these levels hardly good business. Longer term to demerger the business would allow the secured to regain debt funding from the majors. A Mr Bryant led unsecured business would be a Cracker Jack proposition. And in the best interest of all shareholders. He may have let some undeserving into the tent the last time. I doubt he will make the same mistake again.
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