to be honest 95% of people are better off just compounding investing in an index fund, ETFs if they are below $500k FUM. The high paid external fund managers who charge billions in fees to the naive public and superfunds generally can’t beat the index over a 5 year period. Stats show it’s around 1 in 35 can.
So why bother? You can get an A on your report card for almost no fees - ie an index fund. Or incurr insane fees to underachieve the index...
to be honest 95% of people are better off just compounding...
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