ajjax, I feel your pain, and can comprehend your hurt. Not good to wake up to this eh! The only negative I see on the horizon, is that take up of the services provided has stagnated. It doesn't help when Covid prevents Face to face selling or travel overseas to promote the services.
Sure, bears will see this as a feast to be had, but just let the dust settle for a while and see how we go.
Cheers mate.