Your question was based on what you assumed that I implied. Since I did not imply what you assumed that I implied, I cannot answer a question that is based purely on your assumptions.
The ban will impact the ability of the western nations to manufacture LFPs locally at competitive cost compared to China. Whether the manufacturing exists or is to be started or is to be scaled is not relevant at this stage. Much like in the case when the US banned exports of advanced chips to China. China was forced to expend considerably more resources on the local industry.
In answer to your hypothetical question, as a lender I would request from you the history of your posts on social media and hotcopper, and would likely deny a loan of that magnitude to you on the basis of too much risk.
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